Used Car Purchase Warning

If you are planning to buy a used car in the next three years, PLEASE request a carfax. Then, look to see it the vehicle was ever titled in Florida, Texas or Louisiana in 2017. If so, buyer beware. I, personally, would not buy the car. Also you can check unusual places for water lines, mold and dirt like the glove box, door jams, under the carpet, under the seats and in the trunk.

If I plan on driving into Mexico, do I need Mexican Insurance?

With my agency located in Arizona, I get this question asked to me frequently. My answer is always YES. Here are a few facts that support my answer.

• Most American auto insurance companies will cover you and your car within 75 miles of the US / Mexican border.
• To my knowledge, the Mexican government does not recognize any American insurance companies.
• If you have an accident in Mexico, you are considered guilty (at fault) until proven innocent.
• You can be thrown in jail and your vehicle impounded and sold.

Mexican auto insurance can be purchased at many US insurance companies and also at the border with Mexico. An example of full coverage (liability, property damage, collision, travelers aid, interpreter, and lawyer if needed is about $55 for a 4 day stay. A small price to pay for peace of mind.

Also, if you have a lien on your vehicle, some lien holders will not allow you to take your vehicle into Mexico. Please check with them before you plan a trip.

This is actual footage from an intersection in Mexico.

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Beware of strangers bearing gifts

Please beware of glass companies that offer you gift cards if they can repair your windshield. In the Phoenix area, there are some glass companies that are offering $100 gift cards if they can replace your windshield. But after the windshield is replaced, the gift cards are no where to be found. If you need your windshield repaired or replaced, please call your insurance agent for a referral to a reputable company.