With my agency located in Arizona, I get this question asked to me frequently. My answer is always YES. Here are a few facts that support my answer.
- Most American auto insurance companies will cover you and your car within 75 miles of the US / Mexican border.
- To my knowledge, the Mexican government does not recognize any American insurance companies.
- If you have an accident in Mexico, you are considered guilty (at fault) until proven innocent.
- You can be thrown in jail and your vehicle impounded and sold.
Mexican auto insurance can be purchased at many US insurance companies and also at the border with Mexico. An example of full coverage (liability, property damage, collision, travelers aid, interpreter, and lawyer if needed is about $55 for a 4 day stay. A small price to pay for peace of mind.
Also, if you have a lien on your vehicle, some lien holders will not allow you to take your vehicle into Mexico. Please check with them before you plan a trip.
This is actual footage from an intersection in Mexico.
This is actual footage from an intersection in Mexico.
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