I know it's not sexy or comfortable to talk about, but it is the most important thing you can do for your loved ones to help provide a secure future for them, if you are not around.
Although my job is to sell insurance of all kinds, here are the main reasons we ask every customer about life insurance.
It's the most important insurance you can buy. You cannot be replaced. We can replace your auto, your home, but not your life. There are two major types of life insurance, Term (least expensive) which lasts for a specific time (usually 10-30 years) that only offers a death benefit and Permanent (more expensive) but offers a cash value and a death benefit. Which is best for you? Only by talking to a life insurance specialist can you know for sure. Personally, I like a combination of both which allows you to get the best bang for your buck, but again, every case is unique.
Here are six reasons why you do not need life insurance.
1. You are never going to die.
2. You are going to inherit a fortune.
3. You are going to win the lottery.
4. Your children are going to support you.
5. You are never going to retire.
6. The government will take care of you and your family.
Just in case you do not believe these six reasons, please contact me. We would like to discuss your family's future with you.
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