I often receive calls from my clients that have just been involved in a car accident and they do not know what to do. So I have enclosed some suggestions if you are ever in this situation. Remember, your cell phone takes great pictures and is always handy.
1. Stay calm - Determine the extent of injuries or damage. If needed, obtain medical assistance.
2. Call the police to file an accident report - Do not leave the scene of the accident unless your safety is at risk.
3.TAKE PICTURES! Use your cell phone to take pictures of the position of all the vehicles involved and all vehicle damages.
4. Limit any discussion of the accident - Talk only to the police and your insurance agent or company. Most insurance companies have an after hours claims number you can call. If you do talk to the other drivers, do not admit fault at the scene or at any time. Let the insurance adjuster determine who was at fault.
5. Get the facts and essential details at the scene - Information you need to collect includes:
date, location and time of the accident;
name, address, email and phone number of the other parties;
license plate numbers on all vehicles;
drivers license number of all drivers;
insurance company name, policy numbers and effective dates of all drivers;
names, addresses, and phone numbers of all witnesses.
4. Limit any discussion of the accident - Talk only to the police and your insurance agent or company. Most insurance companies have an after hours claims number you can call. If you do talk to the other drivers, do not admit fault at the scene or at any time. Let the insurance adjuster determine who was at fault.
5. Get the facts and essential details at the scene - Information you need to collect includes:
date, location and time of the accident;
name, address, email and phone number of the other parties;
license plate numbers on all vehicles;
drivers license number of all drivers;
insurance company name, policy numbers and effective dates of all drivers;
names, addresses, and phone numbers of all witnesses.
take pictures of damage to all vehicles and positions of all vehicles.
Hope you don't ever need this info but if you do, I hope it is helpful.
Click here to email me
Hope you don't ever need this info but if you do, I hope it is helpful.
Click here to email me
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